Marketing and Promotional Materials Disclaimer and Legal Notice

IMPORTANT DISCLAIMER AND LEGAL NOTICE. PLEASE READ CAREFULLY.

Disclosure: 2024 etf.com Leaders Top 100 Financial Advisors

Independent Investment Advisors did not provide compensation to the etf.com for consideration or selection of the award. Independent Investment Advisors may have, after the fact, purchased certificates, badges, plaques, or trophies to commemorate the award.

The award does not evaluate or imply the quality of financial or investment services provided and should not be considered a guarantee of future performance or client satisfaction.

From etf.com publishers: All brokers and RIA firms have been verified through FINRA/SEC. The etf.com Leaders list is meant to be a starting point for all potential clients searching for an advisor that utilizes ETFs in portfolios. We encourage all clients looking for an advisory firm or advisor to vet their credentials and interview multiple professionals to get a full sense of their approach to investing, financial planning, and more. While advisors and firms have been checked clients should double check any and all metrics for any advisor they consider as they were self-reported. No fee or compensation was provided or required for consideration or inclusion on this list. All individuals or entities listed were selected based solely on merit, publicly available information, and/or information provided directly by applicants. This selection process does not assess financial outcomes or investment performance.

Disclosure Date: November 2024

Publications Disclosure: Forbes, USA Today, Nasdaq, MSN, Koin 6, Portland Monthly Independent Investment Advisors engaged a PR agency to facilitate article placements in Forbes, USA Today, Nasdaq, MSN, Koin 6, Portland Monthly, and many other online publications that are associated with PR distribution channel. These articles were arranged by a third-party public relations firm to enhance awareness of our services and expertise. They do not constitute endorsements by the publications, nor are they reviews or evaluations of our financial advisory services.

These articles were written and published for informational and promotional purposes, and the opinions or views expressed within may not necessarily reflect those of the publication or its editors. Readers should not interpret these placements as endorsements, recommendations, or representations regarding the quality of our services or future performance.

Disclosure Date: November 2024

Disclosure: 2024 Five Star Wealth Manager

Independent Investment Advisors did not provide compensation to the Five Star Professional (FSP) for consideration or selection of the award. Independent Investment Advisors may have, after the fact, purchased certificates, badges, plaques, or trophies to commemorate the award.

From the publisher: This award was issued on 5/1/24 by Five Star Professional (FSP) for the time period 7/10/23 through 1/31/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1672 Portland-area wealth managers were considered for the award; 100 (6% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 1,490, 98, 6.5%, 5/1/23, 7/11/22 – 1/13/23; 2022: 855, 86, 10%, 5/1/22, 7/19/21 – 1/21/22; 2021: 900, 96, 11%, 5/1/21, 7/13/20 – 1/22/21; 2020: 824, 85, 10%, 4/1/20, 6/1/19 – 2/7/20; 2019: 848, 100, 12%, 4/1/19, 7/19/18 – 2/11/19; 2018: 814, 94, 12%, 4/1/18, 7/21/17 – 2/13/18; 2017: 902, 217, 24%, 4/1/17, 7/25/16 – 2/15/17; 2016: 811, 223, 27%, 3/1/17, 9/16/15 – 2/12/16; 2015: 1107, 224, 20%, 4/1/15, 9/16/14 – 2/12/15; 2014: 1558, 190, 12%, 4/1/14, 9/16/13 – 2/12/14; 2013: 2551, 330, 13%, 4/1/13, 9/16/12 – 2/12/13; 2012: 1454, 260, 18%, 4/1/12, 9/16/11 – 2/12/12.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future.

Disclosure Date: January 2024

Disclosure: 2023 Five Star Wealth Manager

From the publisher: This award was issued on 5/1/22 by Five Star Professional (FSP) for the time period 7/10/22 through 1/31/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1672 Portland-area wealth managers were considered for the award; 100 (6% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 1,490, 98, 6.5%, 5/1/23, 7/11/22 – 1/13/23; 2022: 855, 86, 10%, 5/1/22, 7/19/21 – 1/21/22; 2021: 900, 96, 11%, 5/1/21, 7/13/20 – 1/22/21; 2020: 824, 85, 10%, 4/1/20, 6/1/19 – 2/7/20; 2019: 848, 100, 12%, 4/1/19, 7/19/18 – 2/11/19; 2018: 814, 94, 12%, 4/1/18, 7/21/17 – 2/13/18; 2017: 902, 217, 24%, 4/1/17, 7/25/16 – 2/15/17; 2016: 811, 223, 27%, 3/1/17, 9/16/15 – 2/12/16; 2015: 1107, 224, 20%, 4/1/15, 9/16/14 – 2/12/15; 2014: 1558, 190, 12%, 4/1/14, 9/16/13 – 2/12/14; 2013: 2551, 330, 13%, 4/1/13, 9/16/12 – 2/12/13; 2012: 1454, 260, 18%, 4/1/12, 9/16/11 – 2/12/12. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future.

Disclosure Date: January 2023

Disclosure: 2023 Best of Portland Award

Independent Investment Advisors did not provide compensation to the Portland Award Program for consideration or selection of the award. Independent Investment Advisors may have, after the fact, purchased certificates, badges, plaques, or trophies to commemorate the award.

This award is based on factors related to marketing success and community engagement and is not an endorsement by any regulatory agency, including the SEC or FINRA. The award does not evaluate or imply the quality of financial or investment services provided and should not be considered a guarantee of future performance or client satisfaction.

From Portland Award Program: Each year, the Portland Award Program identifies companies that have achieved exceptional marketing success in their local community and business category. These companies enhance the positive image of small businesses through service to their customers and community. Award recipients are chosen based on data collected both internally by the Portland Award Program and provided by third parties. This selection process does not assess financial outcomes or investment performance.

The Portland Award Program honors the achievements and accomplishments of local businesses throughout the Portland area. Recognition is based on demonstrated commitment to best practices, community involvement, and value generation, with an emphasis on long-term contributions.

Disclosure Date: August 2022

Disclosure: Financial Advisory of the Year 2022/2023 Award

Independent Investment Advisors did not provide compensation to the Corporate Livewire and LTG / USA Prestige Guide for consideration or selection of this award. Independent Investment Advisors may have, after the fact, purchased certificates, badges, plaques, or trophies to commemorate the award.

This award is based on factors related to marketing and business success and community engagement, not on financial performance or investment quality. It is not an endorsement by any regulatory agency, including the SEC or FINRA, and should not be considered an assurance of future performance, client satisfaction, or investment outcomes.

From the Publisher: “Each year, USA Prestige Guide identifies companies they believe have achieved exceptional success in their local community. We invite both readers and contributors to the Corporate Livewire and LTG publications to put forward companies, products, services, and individuals who they feel are deserving of recognition. We ask each nominee to submit supporting information for their chosen category, and our panel of judges ultimately picks a winner in each area. Over the last 16 years, our awards have run on an international basis. In 2017, we introduced our regional awards to recognize smaller, independent businesses that are extremely successful on a local or national level.”

Disclosure Date: October 2022

Disclosure: 2022 Best of Portland Award

Disclosure Date: August 2022