Disclaimer and Legal Notice | Independent Investment Advisors

IMPORTANT DISCLAIMER AND LEGAL NOTICE. PLEASE READ CAREFULLY.

MLIG Management Group Inc. d.b.a Independent Investment Advisors is a state registered investment adviser offering advisory services in its registered territories.

Advisory services are offered through MLIG Management Group Inc. d.b.a Independent Investment Advisors, an investment advisor firm domiciled in the State of Oregon. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.

Confidentiality Notice: The contents of this message and/or documents and any attachments are intended solely for the addressee(s) and may contain confidential and/or privileged information and may be legally protected from disclosure. If you are not the intended recipient of this message or their agent, or if this message has been addressed to you in error, please immediately alert the sender by reply and then delete this message and/or document and any attachments. If you are not the intended recipient, you are hereby notified that any use, dissemination, copying, or storage of this message and/or document and any attachments is strictly prohibited.

Website and Social Media Content: All written content on this site is for informational and entertainment purposes only. Opinions expressed herein are solely those of MLIG Management Group Inc. d.b.a Independent Investment Advisors, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.

Content provided on MLIG Management Group Inc. d.b.a Independent Investment Advisors sites, documents or its social media channels does not constitute individual advice or recommendations. This material contains general information, may be based on authorities that are subject to change, and is not a substitute for professional advice or services. This material does not constitute tax, consulting, business, financial, investment, legal or other professional advice, and you should consult a qualified professional advisor before taking any action based on the information herein. This website may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other websites.

Reviews featured on our website and/or documents were left on Google Reviews by current and previous clients. All reviews can be seen in their entirety on Google Reviews. No reviewer was compensated and there are no known material conflicts of interest. MLIG Management Group Inc. d.b.a Independent Investment Advisors does not have control or access to client reviews left on third-party sites. Reviews are not representative of every client experience, and no review constitutes a guarantee of future performance or success.

Unless it’s a direct result of an active client engagement and clients specific financial planning workshops nothing in the contents of this message and/or document and any attachments should be construed as financial advice. Financial advice must tailored to individual individuals specific needs and tolerances.

MLIG Management Group Inc. d.b.a Independent Investment Advisors and its affiliates do not provide legal or tax advice and do not assume any liability for the tax consequences of any client transaction. Clients should consult with their personal tax advisors regarding the tax consequences of investing with MLIG Management Group Inc. d.b.a Independent Investment Advisors and engaging in these tax strategies, based on their particular circumstances. Clients and their personal tax advisors are responsible for how the transactions conducted in an account are reported to the IRS or any other taxing authority on the investor’s personal tax returns. MLIG Management Group Inc. d.b.a Independent Investment Advisors assume no responsibility for the tax consequences to any investor.

Errors, Omissions and Inquiries Notice: Please be sure to review your financial reports, financial plans, statements and other documents promptly, and immediately address any concerns regarding entries that you do not understand or believe were made in error by contacting us. Oral communications regarding any inaccuracy or discrepancy in this statement should be re-confirmed in writing.

Investment advisory and financial planning services are provided by MLIG Management Group Inc. d.b.a Independent Investment Advisors, a state-registered investment advisor.

Brokerage products and/or services we may use or implement on our clients behalf and as a component of our clients financial plan or investment portfolio are provided by our broker-dealer custodians Charles Schwab and/or Interactive Brokers. MLIG Management Group Inc. d.b.a Independent Investment Advisors are not affiliated with Charles Schwab and/or Interactive Brokers in any way.

Charles Schwab and/or Interactive Brokers brokerages hold clients cash and securities. MLIG Management Group Inc. d.b.a Independent Investment Advisors does not hold possession of clients cash and securities.

Any documents other than official tax documents (such as 1099 statements) should not be used for tax reporting purposes. Following each calendar year end, from our custodians Charles Schwab and/or Interactive Brokers you will receive a Form 1099 for annual tax reporting (including taxable interest, dividends, capital gains, taxes withheld, and sales proceeds). If you have a retirement account, contributions and distributions will be reported on Form 5498 or 1099-R respectively.

When selling securities, MLIG Management Group Inc. d.b.a Independent Investment Advisors uses tax methods that attempt to minimize overall tax liability. If such methods are infeasible, depending on the platform our systems default to either First-In First-Out (“FIFO”) or random lots.

Investments involve risk, including the loss of principal, and any and all information or ideas should be discussed in detail with a qualified financial advisor and/or tax professional prior to implementation. Investments and are not FDIC insured and may lose value.